Our views on Fintech and innovation have been featured on:

An interconnected view of financial digitization

There is a profound transformation at every level of value in finance, from the infrastructure (Bitcoin, Blockchain, Ethereum), to the middle office (Big Data & APIs, Artificial Intelligence), to the client experience (Roboadvice, Consumer & Mobile Web, Conversational Interfaces, Virtual Reality). Only by understanding this holistically can financial services executives and investors stop chasing symptoms and start benefiting from financial technology innovation.

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Our guiding principles


  • We are independent, creative and original thinkers about the future of finance

  • We are unique in combining both a fundamental and innovation perspective

  • Our knowledge and insights help the world’s largest financial institutions

  • Our analysis leads to actionable insight and better capital and investment decisions

  • Better decisions in financial services lead to better outcomes for people in the world

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